Terms of Service

Last updated: April 30, 2026. By accessing our website or purchasing any product or service, you agree to these Terms of Service. Please read them carefully.

1. About Design Your Reality

Design Your Reality is a financial lifestyle coaching and rental property education business operated by Tracy Teskey, based in Ontario, Canada. Our services include digital products, online courses, group coaching, one-on-one coaching programs, and educational content related to life design and rental property investing.

2. Not Financial or Legal Advice

The content, programs, and coaching provided by Design Your Reality are for educational and informational purposes only. Nothing we provide constitutes financial advice, investment advice, legal advice, accounting advice, or any other professional regulated advice.

Tracy Teskey is not a licensed financial advisor, mortgage broker, lawyer, or accountant. Any financial decisions you make based on information or coaching from Design Your Reality are made entirely at your own risk. We strongly recommend consulting with qualified, licensed professionals for advice specific to your personal financial situation before making any investment decisions.

Real estate investing involves risk. Past results of clients described on our website are not a guarantee of future results.

3. Products & Services

We currently offer the following products and services:

• Free Guide — Downloadable PDF delivered by email
• Free Masterclass — Online video training
• Readiness Toolkit ($27 CAD) — Digital self-assessment kit
• Readiness Review Meeting ($47 CAD) — 45-minute one-on-one Zoom session with Tracy
• Complete Course ($497 CAD) — Online self-paced video course
• VIP Rental Property Business Coaching Program ($7,500 CAD) — Full concierge coaching program

All prices are in Canadian dollars (CAD) unless otherwise stated. We reserve the right to change pricing at any time. Price changes will not affect existing purchases.

4. Payment & Billing

Payment is processed securely through our third-party payment processors. By completing a purchase, you authorize us to charge the applicable fees to your chosen payment method. Payment plans may be available for certain programs — terms will be clearly stated at the time of purchase.

Your $47 Readiness Review Meeting fee is credited toward the VIP program if you choose to enroll following your session.

5. Refund Policy

Digital Products (Guide, Toolkit, Course)

Due to the digital nature of these products, all sales are final. We do not offer refunds on digital downloads or online courses once access has been granted.

Readiness Review Meeting ($47)

This fee is non-refundable. If you need to reschedule, please do so at least 24 hours before your scheduled session using the booking link provided in your confirmation email.

VIP Coaching Program ($7,500)

Due to the significant time, resources, and personal attention involved in the VIP program, all payments are non-refundable once the program has commenced. If you have concerns about the program, please contact us at tracy@designyourreality.ca before purchasing.

6. Intellectual Property

All content on our website and within our programs — including but not limited to text, graphics, logos, videos, worksheets, workbooks, and course materials — is the intellectual property of Tracy Teskey / Design Your Reality and is protected by Canadian and international copyright law.

You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any of our content without our express written permission. Your purchase grants you a personal, non-transferable licence to use the content for your own individual use only.

7. Client Responsibilities

To get the most from our programs and coaching, you agree to:

• Provide accurate and complete information about your financial situation
• Engage in good faith and complete any recommended exercises or homework
• Make your own informed decisions — we provide guidance, not guarantees
• Keep your login credentials and program access private and not share them with others
• Treat Tracy and any community members with respect

8. Testimonials & Results

Client testimonials and results shared on our website represent individual experiences and are not a guarantee that you will achieve the same results. Real estate investing results vary based on individual circumstances, market conditions, timing, and many other factors outside our control.

9. Third-Party Links & Services

Our website and programs may contain links to third-party websites, tools, or services (such as recommended realtors, mortgage brokers, or property managers). These are provided for your convenience and do not constitute an endorsement. We are not responsible for the content, accuracy, or practices of any third-party websites or professionals.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Design Your Reality and Tracy Teskey shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, programs, or website. Our total liability for any claim arising from our services shall not exceed the amount you paid for the specific product or service giving rise to the claim.

11. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

12. Changes to These Terms

We reserve the right to update these Terms of Service at any time. We will notify you of significant changes by posting the updated terms on this page with a revised date. Your continued use of our services after changes are posted constitutes your acceptance of the updated terms.

13. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Design Your Reality regarding your use of our services and supersede any prior agreements or understandings.